Keith Pierson Toyota

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4th of July Celebration!
We are cooking up the savings and hamburgers & hot dogs for our customers.

ONLY at Keith Person Toyota 0 % 36 Months on 2024 Camry, Corolla and RAV4

Payment Relief
Sep 14, 2017
buying vs leasing a car in jacksonville, fl

If you’re shopping around for Toyota dealership near me, you’ll love the no-stress approach we take at Keith Pierson Toyota. We’re all too aware that automotive financing makes many people apprehensive, whether you’ve bought several vehicles in your lifetime or are closing in on your very first. But this is a “zero fear” environment where our entire team works in your best interests.

For first-time buyers, and those who don’t mind a little refresher, here are some important terms to remember:

Finance: financing a car means you’re taking out a loan or a lease and paying for the vehicle as you drive it. When the loan is paid off, the car is yours.

Lease: leases are popular with drivers who want to drive a new car every few years, don’t drive a huge amount of miles every year, and want to avoid the hassles involved with selling or trading in their car. Essentially, a lease is a monthly payment you’re making in order to drive the car, but not own it.

APR: this stands for “annual percentage rate”, and it’s a term that can be confusing. The APR includes the interest rate on your loan plus all related fees: title and license fees, registration fees, shipping fees, etc. Often times our Toyota dealership in Jacksonville, FL offers specials featuring a low or zero APR – so if you’re seeking a Toyota Camry, be sure to see whether this model is available for a great APR deal.

Down payment: when you finance a car, you make a down payment of cash that goes towards the purchase price. The larger your down payment, the lower your monthly payments will be.

Contact our Toyota dealers today and take the first step towards financing a new Toyota vehicle!